Plumber

Common signs include slow drains, low water pressure, discolored water, unexplained water bill spikes, damp spots on walls or ceilings, gurgling sounds from drains, and persistent sewer odors. Any of these could indicate pipe damage, blockages, or hidden leaks that worsen over time.

Schedule a professional plumbing inspection every 2 years for newer homes and annually for homes over 25 years old. Water heaters should be flushed yearly. If you have older galvanized or polybutylene pipes, more frequent inspections can catch deterioration before it causes a failure.

Homeowner insurance typically covers sudden, accidental water damage (like a burst pipe) but not gradual damage from neglected maintenance (like a slow leak). Sewer line coverage usually requires a separate rider. Always document damage with photos and call your insurer before beginning repairs.